Know Your Freedom Number—Or Stay Stuck in the Hamster Wheel
Most agents think financial freedom is just “having enough,” but enough is vague—and vague goals don’t get results. If you don’t know your exact number, you’re not on the path to freedom. You’re just hoping.
Your Freedom Number is the amount of monthly passive income you need to cover your basic expenses. No more trading time for commissions, no more feast-or-famine stress—just the ability to choose how you work because your investments are working for you.
How to Find Your Freedom Number:
- Calculate your monthly expenses. Mortgage/rent, utilities, food, insurance—what’s your baseline?
- Decide what “comfort” looks like. Are we just covering the basics, or do we want enough for travel, experiences, and upgrades?
- Break it into investment goals. If a single rental nets $300/month in cash flow, how many do you need? Could short-term rentals, house hacking, or multifamily accelerate the process?
Don’t let financial freedom feel like a distant dream. Get your number, break it down, and start taking steps to replace your income now.